CoopSmartStart your cooperativeEvery member's contribution, in one shared pool.
CoopSmart is where your cooperative registers, onboards its members, and runs dues, ajo-style savings circles, and levies — without a spreadsheet in sight.
From registration to your first payout — on a loop, automatically.
Once it's set up, this cycle repeats every period without anyone chasing it.
Register your cooperative
Fill in your cooperative's details below and you're done in under two minutes — a platform admin reviews and approves within one business day.
Onboard your members
Import your whole membership list from a spreadsheet, or let members self-register and approve them yourself.
Collect and track
Set up dues and savings circles once. Members pay by card, transfer, or cash — every kobo lands in one ledger.
What's included
Savings circles that actually track whose turn it is
Run rotating ajo/esusu-style groups or fixed-cycle savings. CoopSmart tracks contribution positions, enforces payout order, and lets a treasurer override it for real emergencies — with a record of who approved the exception.
Dues and levies
Recurring contribution plans generate themselves each period. Members see exactly what they owe.
Card, transfer, or USSD
Members pay online through Monnify, with automatic backup if it ever goes down, or a treasurer records a cash payment. Same ledger either way.
Statements on demand
Every member can pull their own contribution history as a PDF or CSV, any time.
Built for how Nigerian cooperatives actually run.
Amounts in naira, dues cycles that match how your cooperative already meets, and SMS confirmations that reach every member's phone — not just the ones with a smartphone.
See for yourself — register in under two minutes.
This isn't a contact form. It's the same registration your cooperative will actually use.